Finance Options  

Have your finance approved in-store or online.  Choose your preferred credit provider and follow the simple instructions.

​

You will need to be over 18 years of age and be a permanent resident of New Zealand. You will need to provide ID (Drivers licence with photo is best) and proof of your address.

Afterpay- Interest Free

• Apply In-store or online

• 4 fortnightly interest free payments

 Finance Now - Fixed term credit (hire purchase)

• Apply In-store or online

• Normal FNL Criteria and $50 booking fee plus $1.80 monthly service fee apply.

• Minimum purchase of $499 applies.

• From No deposit, however if deposit is required it is payable upon entering the Credit Sale Agreement. 

• Payment Protection Insurance (PPI) may apply. Unless goods are already insured.

• Interest Rate of 19.95% applies on the balance at expiry of any interest free and/or deferred period.

• Interest Free and Deferred term promotions apply for the term outlined within current advertising material and as advertised online only. 

• Up to 48 months to pay.

• ​Finance Now lending criteria, fees, terms and conditions apply.

Loan Calculator

(From 6 to 48 months)

 Q Mastercard 

• Apply In-store or online

• Offers 3 months interest free through our EFTPOS terminals for sales of any value.

• No payments and no interest for 6 Months (“Payment Holiday”) is available on Q Card Flexi Payment Plans for in-store purchase. Minimum purchase of $499. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of Payment Holiday.

• Q Card lending criteria, fees, terms and conditions apply. Rate and fees are subject to change

 Q Card

• Offers 3 months interest free through our EFTPOS terminals for sales of any value.

• ​​6 months interest free available on Q Card Flexi Payment Plans

• No payments and no interest for 6 Months (“Payment Holiday”) is available on Q Card Flexi Payment Plans for in-store purchase. Minimum purchase of $499. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of Payment Holiday.

• Q Card lending criteria, fees, terms and conditions apply. Rate and fees are subject to change

 Gem Visa

• Swipe your card and receive 6 months interest free.

• Minimum purchase $250.

• Apply online for a Gem Visa

• Gem Visa credit and lending criteria, establishment fee and annual fees apply.

• Prevailing interest rate applies to any outstanding balance on the expirey of interest free period.

• Gem Visa are provided by GE Finance and Insurance.